Travel Insurance Requirements For Children 19 And Under
When applying for a travel insurance plan, one would definitely wish to include everyone who will be going. Generally, an insurance company is only going to give you coverage for your immediate family only, but what they know is that any person that is being covered is worthy of being covered by their standards. This is simply a way around some loopholes in any insurance plan. However, with enough searching, it is possible to find quality annual family travel insurance.
With children of the age of 19, a travel insurance company will usually require some form of proof that they are a student. They may ask for a photo id or a college student id. It may be a student badge or a driver’s license.
They may also ask if the child is dependent upon what they call as the Eligible Participant. This would be the person applying for the insurance. This is the case whether you are getting basic or adventure travel insurance. If the child has a physical disability or is mentally retarded, the insurance company might require you to present a record from the physician stating that the child could not travel without the parent and so they ought to be covered in the policy.
They also sometimes have coverage for up to a month following the birth for a newborn. It doesnt seem a common practice for a mother to go traveling as soon as the child is born. Then, once the 31 days is up, you need to call them and re-add the child to your policy with new coverages. They need to be enrolled as soon as they are born to be able to continue coverage on the child. This doesn’t seem very convenient for new parents, but again travel isnt the very first thing on a new mothers mind.